Why union one

Our Philosophy
At Union One Financial, our goal is to deliver well-conceived, financially secure risk management solutions for our client, agent and broker customers. We go beyond the conventional placement of insurance policies. We offer a wide array of insurance services that help our clients analyze their total exposure, evaluate coverage alternatives and, importantly, understand the complexities of prudent risk management strategies throughout the policy year. Innovation thinking and superb client service set us apart from our competition.

Our Experience
Union One Financial’s senior management team has successfully navigated large and mid-sized clients through the intricacies of both domestic and offshore alternative solutions for corporate property and casualty risk exposures. Union One Financial partners with some of the highest rated insurance carriers. Our teams have structured commercial insurance programs ranging from guaranteed cost to deductibles to both single and group captives. Our in-house staff is highly skilled in sales, underwriting, reinsurance, specialty products and claims management. Union One Financials client base has gained a national presence in a wide variety of industry classes.

Our Difference
Union One Financial applies both analytical and creative thinking to assure its clients receive a comprehensive package of coverage analysis, financial design and appropriate carrier partnerships. The insurance program is focused on protecting the client’s total exposure while keeping in perspective the client’s business expectations and objectives. Our in-house underwriting offers:

• Participation Assessment: Evaluates a prospective client’s potential for assuming a predictable of risk in exchange for the contractual benefit of underwriting profit and investment income. The retention of any earned profits has traditionally accrued, exclusively, to the benefit of the carrier.

• Multi-Market Sourcing Fully evaluates an insured’s compatibility for one or more alternative solutions in less than five business days, if all risk data is provided upfront. This timely and accurate analysis model eliminates sourcing multiple carriers for an individual alternative option that typically requires six weeks or more from submission to completion

Devoted to finding viable solutions for our clients, Union One Financial’s innovation and flexibility are the reasons our clients renew, year-after-year.